Bank FDs have long been considered a safe investment, but in recent years, they’ve struggled to keep up with inflation and generate high returns. If you’re looking to grow your money faster, you might want to consider other investment options that outperform bank FDs in 2025.
In this post, we’ll cover the 5 best investment options that provide higher returns than traditional FDs.
1. Equity Mutual Funds
- Returns: 12-18% p.a.
- Risk: Moderate to High
- Ideal For: Investors willing to take risks for higher returns.
2. Gold ETFs
- Returns: 8-10% p.a.
- Risk: Low
- Ideal For: Investors looking for stability with good returns.
3. NPS (National Pension Scheme)
- Returns: 8-10% p.a.
- Risk: Low to Moderate
- Ideal For: Retirement savers looking for tax benefits and steady returns.
4. Stocks of Blue-Chip Companies
- Returns: 10-15% p.a.
- Risk: High
- Ideal For: Long-term investors focused on wealth creation.
5. Real Estate Investment Trusts (REITs)
- Returns: 12-15% p.a.
- Risk: Moderate
- Ideal For: Investors wanting exposure to the real estate market without the hassles of property ownership.
