Wouldn’t it be amazing if you could grow your wealth without paying taxes? Well, several tax-free investment plans can help you keep more of your hard-earned money.
In this post, we’ll discuss the best tax-free investment options for 2025 that will help you save big on taxes.
1. PPF (Public Provident Fund)
- Returns: 7.1% p.a.
- Tax Benefits: Exempt from tax.
- Ideal For: Long-term conservative investors.
2. Sukanya Samriddhi Yojana
- Returns: 7.6% p.a.
- Tax Benefits: Tax-free at withdrawal.
- Ideal For: Parents saving for their daughter’s future.
3. Tax-Free Bonds
- Returns: 5-7% p.a.
- Tax Benefits: Interest earned is tax-free.
- Ideal For: Investors looking for stable, tax-exempt returns.
4. National Savings Certificate (NSC)
- Returns: 7.7% p.a.
- Tax Benefits: Tax deduction under Section 80C.
- Ideal For: Conservative investors who want guaranteed returns.
5. Post Office Monthly Income Scheme (POMIS)
- Returns: 6.6% p.a.
- Tax Benefits: Tax-free on maturity.
- Ideal For: Retired individuals or those looking for monthly income without tax concerns.
